Housing Interest Rates Prediction 2025. Among the 14 mortgage rate forecasts currently tracked by resiclub, the average prediction is 6.34% by late 2025. • rate forecast to hold steady at 3.8% for most of 2026.

First, let’s examine the rest of 2024. As we look ahead, many housing experts are optimistic that 2025 could bring some positive changes to the market—particularly with mortgage rates.